CleverAlpha Technologies delivers a no-cost, white-labeled robo-advisor platform purpose-built for financial institutions that want to offer investment management without building it themselves.
If your institution has customers with money to invest but no digital path to do it, this platform closes that gap — without cost, without regulatory lift, and without touching your core systems.
You have existing client relationships and AUM. You don't have a scalable digital channel to onboard new clients, service smaller accounts cost-effectively, or expand your reach beyond referrals. This platform gives you that channel under your own brand.
Your customers already bank, borrow, and trust you with their financial lives. But when it comes to investing, they go somewhere else. A white-labeled robo under your brand captures that revenue before it walks out the door — at zero platform cost to you.
Full-service BDs can transact. But clients increasingly demand a fiduciary, fee-only investment management option alongside traditional brokerage. Offering a white-labeled robo under your BD brand rounds out your product suite and satisfies that demand.
We handle the regulatory technology, compliance infrastructure, and platform operation. You provide the brand. Your customers provide the AUM.
The platform costs you nothing to implement and nothing to run. We monetize through the advisory fee charged to end clients. Your institution earns a revenue share on AUM generated through your branded channel.
No API integrations. No middleware. No entanglement with your core banking, brokerage, or CRM systems. The platform is a clean, isolated investment channel. If you pull it out tomorrow, nothing else breaks.
The platform is designed to capture the look and feel of your web presence — your logo, your colors, your domain. Clients feel like they're doing business with you. Because they are.
Clean, modern onboarding flow with full KYC, account funding, and portfolio construction — all digital. No wet signatures. No branch visits. A client can be invested same or next day.
Financial literacy is a retention tool. The platform includes concise, informative video content that helps your clients understand what they own and why — reducing churn and increasing engagement.
Retirement planners, Roth analyzers, rollover calculators, and 529 estimators guide users toward funding decisions and drive AUM growth. Every calculator is a conversion opportunity.
The revenue model is designed so your institution earns the bulk of the fee generation from your own customer relationships. We take a modest platform fee. You take the rest.
Your customers already trust you with deposits and loans. Adding investment management captures a meaningful share of the household financial services wallet — revenue that previously walked out your door to Vanguard, Fidelity, or a wire house.
Revenue Share on AUMStructure the arrangement as a referral fee per funded account, a basis point share of advisory fees, or a hybrid. Flexible commercial terms that fit your compliance framework and incentive structure.
Referral Fee / BPS ShareWhite-label the platform as a digital onramp for smaller accounts that aren't cost-effective to service manually. Grow total AUM and advisory fee revenue with no incremental operational lift.
AUM-Based Advisory FeeThe platform supports the full range of retail investment account types — everything your customers need to save, invest, and plan for the future. Employer-administered plans (401k, 403b, 457) and insurance products are intentionally out of scope, keeping the platform focused and compliance-clean.
HSA plans are employer-administered. SEP and SIMPLE IRAs are supported for self-employed and small business use cases.
Toggle the controls to estimate the potential revenue impact for your institution. Based on a 25 bps annual advisory fee with a representative revenue share.
Your net fee = total AUM fee minus CleverAlpha's 25 bps platform fee. Annual revenue = net fee × total AUM.
Implementation is zero-cost and non-disruptive. Most institutions are live in weeks, not months. Let's talk about what this looks like for your specific situation.